Wash. R. for Enforcement of Lawyer Conduct 15.4

(a) Overdraft Notification Agreement Required. To be authorized as a depository for

lawyer trust accounts referred to in RPC 1.15A(i), limited license legal technician (LLLT) trust

accounts referred to in LLLT RPC 1.15A(i), or limited practice officer (LPO) trust accounts

referred to in LPO RPC 1.12A(i), a financial institution, bank, credit union, savings bank, or

savings and loan association must file with the Legal Foundation of Washington an agreement,

in a form provided by the Washington State Bar Association, to report to the Washington State

Bar Association if any properly payable instrument is presented against a lawyer, LLLT, LPO or

closing firm trust account containing insufficient funds, whether or not the instrument is

honored. The agreement must apply to all branches of the financial institution and cannot be

canceled except on 30 days' notice in writing to the Legal Foundation of Washington. The Legal

Foundation of Washington must provide copies of signed agreements and notices of cancellation

to the Washington State Bar Association.

(b) Overdraft Reports.

(1) The overdraft notification agreement must provide that all reports made by the financial

institution must contain the following information:

(A) the identity of the financial institution;

(B) the identity of the (1) the lawyer, LLLT, or law firm, or (2) the limited practice officer

or closing firm;

(C) the account number; and

(D) either:

(i) the amount of overdraft and date created; or

(ii) the amount of the returned instrument(s) and the date returned.

(2) The financial institution must provide the information required by the notification

agreement within five banking days of the date the item(s) was paid or returned unpaid.

(c) Costs. Nothing in these rules precludes a financial institution from charging a

particular lawyer or law firm for the reasonable cost of producing the reports and records

required by this rule, but those charges may not be a transaction cost charged against funds

payable to the Legal Foundation of Washington under RPC 1.15A(i)(1) and ELC 15.7(e).

(d) Notification by Lawyer. Every lawyer or law firm who receives notification that any

instrument presented against a trust account of the lawyer or law firm that was presented against

insufficient funds, whether or not the instrument was honored, must promptly notify the Office

of Disciplinary Counsel of the information required by section (b). The lawyer must include a

full explanation of the cause of the overdraft.