Fed. R. Bankr. P. 7004

(a) I SSUING, D ELIVERING, AND PERSONALLY SERVING A SUMMONS

AND COMPLAINT.

(1) In General. Except as provided in (2), Fed. R. Civ. P. 4(a),

(b), (c)(1), (d)(5), (e)–(j), (l), and (m) applies in an adversary proceeding.

(2) Issuing and Delivering a Summons. The clerk may:

(A) sign, seal, and issue the summons electronically by

placing an ‘‘s/’’ before the clerk’s name and adding the

court’s seal to the summons; and

86 Rule 7004 FEDERAL RULES OF BANKRUPTCY PROCEDURE

(B) deliver the summons to the person who will serve it.

(3) Personally Serving a Summons and Complaint. Any person

who is at least 18 years old and not a party may personally

serve a summons and complaint under Fed. R. Civ. P. 4(e)–(j).

(b) SERVICE BY MAIL AS AN ALTERNATIVE. Except as provided in

subdivision (h), in addition to the methods of service authorized

by Fed. R. Civ. P. 4(e)–(j), a copy of a summons and complaint may

be served by first-class mail, postage prepaid, within the United

States on:

(1) an individual except an infant or an incompetent person—by mailing the copy to the individual’s dwelling or usual

place of abode or where the individual regularly conducts a

business or profession;

(2) an infant or incompetent person—by mailing the copy:

(A) to a person who, under the law of the state where

service is made, is authorized to receive service on behalf

of the infant or incompetent person when an action is

brought in that state’s courts of general jurisdiction; and

(B) at that person’s dwelling or usual place of abode or

where the person regularly conducts a business or profession;

(3) a domestic or foreign corporation, or a partnership or

other unincorporated association—by mailing the copy:

(A) to an officer, a managing or general agent, or an

agent authorized by appointment or by law to receive service; and

(B) also to the defendant if a statute authorizes an agent

to receive service and the statute so requires;

(4) the United States, with these requirements:

(A) a copy of the summons and complaint must be

mailed to:

(i) the civil-process clerk in the United States attorney’s office in the district where the action is filed;

(ii) the Attorney General of the United States in

Washington, D.C.; and

(iii) in an action attacking the validity of an order of

a United States officer or agency that is not a party,

also to that officer or agency; and

(B) if the plaintiff has mailed a copy of the summons and

complaint to a person specified in either (A)(i) or (ii), the

court must allow a reasonable time to serve the others

that must be served under (A);

(5) an officer or agency of the United States, with these requirements:

(A) the summons and complaint must be mailed not only

to the officer or the agency—as prescribed in (3) if the

agency is a corporation—but also to the United States, as

prescribed in (4);

(B) if the plaintiff has mailed a copy of the summons and

complaint to a person specified in either (4)(A)(i) or (ii),

the court must allow a reasonable time to serve the others

that must be served under (A); and

(C) if a United States trustee is the trustee in the case,

service may be made on the United States trustee solely as

trustee, as prescribed in (10);

87 Rule 7004 FEDERAL RULES OF BANKRUPTCY PROCEDURE

(6) a state or municipal corporation or other governmental

organization subject to suit, with these requirements:

(A) the summons and complaint must be mailed to the

person or office that, under the law of the state where

service is made, is authorized to receive service in a case

filed against that defendant in that state’s courts of general jurisdiction; and

(B) if there is no such authorized person or office, the

summons and complaint must be mailed to the defendant’s

chief executive officer;

(7) a defendant of any class referred to in (1) and (3)—for

whom it also suffices to mail the summons and complaint to

the entity on which service must be made under a federal statute or under the law of the state where service is made when

an action is brought against that defendant in that state’s

courts of general jurisdiction;

(8) any defendant—for whom it also suffices to mail the summons and complaint to the defendant’s agent under these conditions:

(A) the agent is authorized by appointment or by law to

accept service;

(B) the mail is addressed to the agent’s dwelling or usual

place of abode or where the agent regularly conducts a

business or profession; and

(C) if the agent’s authorization so requires, a copy is also

mailed to the defendant as provided in this subdivision (b);

(9) the debtor, after a petition has been filed by or served

upon a debtor, and until the case is dismissed or closed—by

mailing the copy to the address shown on the debtor’s petition

or the address the debtor specifies in a filed writing;

(10) a United States trustee who is the trustee in the case

and service is made upon the United States trustee solely as

trustee—by addressing the mail to the United States trustee’s

office or other place that the United States trustee designates

within the district.

(c) S ERVICE BY PUBLICATION IN AN ADVERSARY PROCEEDING INVOLVING PROPERTY RIGHTS. If a party to an adversary proceeding

to determine or protect rights in property in the court’s custody

cannot be served under (b) or Fed. R. Civ. P. 4(e)–(j), the court

may order the summons and complaint to be served by:

(1) first-class mail, postage prepaid, to the party’s last

known address; and

(2) at least one publication in a form and manner as the

court orders.

(d) NATIONWIDE SERVICE OF PROCESS. A summons and complaint

(and all other process, except a subpoena) may be served anywhere

within the United States.

(e) TIME TO SERVE A SUMMONS AND COMPLAINT.

(1) In General. A summons and complaint served by delivery

under Fed. R. Civ. P. 4(e), (g), (h)(1), (i), or (j)(2) must be served

within 7 days after the summons is issued. If served by mail,

they must be deposited in the mail within 7 days after the

summons is issued. If a summons is not timely delivered or

mailed, a new summons must be issued.

(2) Exception. This subdivision (e) does not apply to service

in a foreign country.

88 Rule 7005 FEDERAL RULES OF BANKRUPTCY PROCEDURE

(f) ESTABLISHING PERSONAL JURISDICTION. If exercising jurisdiction is consistent with the United States Constitution and laws,

serving a summons or filing a waiver of service under this Rule

7004 or the applicable provisions of Fed. R. Civ. P. 4 establishes

personal jurisdiction over a defendant:

(1) in a bankruptcy case; or

(2) in a civil proceeding arising under the Code, or arising in

or related to a case under the Code.

(g) SERVING A DEBTOR’S ATTORNEY. If, when served, a debtor is

represented by an attorney, the attorney must also be served by

any means authorized by Fed. R. Civ. P. 5(b).

(h) SERVICE OF PROCESS ON AN INSURED DEPOSITORY INSTITUTION.

Service on an insured depository institution (as defined in section

3 of the Federal Deposit Insurance Act) in a contested matter or

adversary proceeding shall be made by certified mail addressed to

an officer of the institution unless—

(1) the institution has appeared by its attorney, in which

case the attorney shall be served by first class mail;

(2) the court orders otherwise after service upon the institution by certified mail of notice of an application to permit

service on the institution by first class mail sent to an officer

of the institution designated by the institution; or

(3) the institution has waived in writing its entitlement to

service by certified mail by designating an officer to receive

service.

(i) SERVICE OF PROCESS BY TITLE. This subdivision (i) applies to

service on a domestic or foreign corporation or partnership or

other unincorporated association under Rule 7004(b)(3), or on an

officer of an insured depository institution under Rule 7004(h). The

defendant’s officer or agent need not be correctly named in the address—or even be named—if the envelope is addressed to the defendant’s proper address and directed to the attention of the officer’s or agent’s position or title.

(As amended Mar. 30, 1987, eff. Aug. 1, 1987; Apr. 30, 1991, eff. Aug.

1, 1991; Pub. L. 103–394, title I, § 114, Oct. 22, 1994, 108 Stat. 4118; Apr.

23, 1996, eff. Dec. 1, 1996; Apr. 26, 1999, eff. Dec. 1, 1999; Apr. 25, 2005,

eff. Dec. 1, 2005; Apr. 12, 2006, eff. Dec. 1, 2006; Mar. 26, 2009, eff. Dec.

1, 2009; Apr. 25, 2014, eff. Dec. 1, 2014; Apr. 26, 2018, eff. Dec. 1, 2018;

Apr. 11, 2022, eff. Dec. 1, 2022; Apr. 2, 2024, eff. Dec. 1, 2024.)