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US · guidance

CMS Pub. 100-24, ch. 5, § 5.4

Interest Assessment

activein force · 2026-08-25 – presentas-observed

CMS assesses interest on past due Medicare premium amounts when the month’s premium

liability is not paid in full by the end of the grace period.

CMS assesses interest in 30-day increments. Interest assessment on Medicare premiums that

remain unpaid by the end of the grace period in which they were due begins with the first day of

the billing month and is calculated on a 30-day basis.

The interest rate for past due Part A and Part B Medicare premiums is the Federal

Supplementary Medical Insurance (SMI) Trust fund rate as computed for new investments in

accordance with section 1841(c) of the Social Security Act (“the Act”). This rate approximates

the actual loss to the SMI trust fund and derives from the average yield on all marketable

obligations to the U.S. Department of the Treasury as of the last day of the month.

History

(Rev. 4, Issued: 08-21-20, Effective: 09-08-20, Implementation: 09-08-20)

Provenance

Source
cms.gov
Retrieved
2026-08-25
Edition
iom-2026-08-25
Content hash
8ef4dd85ae770330e5681266e5dca8505307d817b35907ccb64532208906b87d
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