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US · guidance

CMS Pub. 100-18, ch. 14, § 50.7.1

Lump Sum Per Capita Approach

activein force · 2026-09-17 – presentas-observed

States that elect to adopt a lump sum per capita approach must issue a request for quote

(RFQ) inviting all Part D sponsors in the region to submit a quote (note – the quote is for the

increment above basic benefits) and must work with all sponsors that respond. As part of

the State’s RFQ and contract, any Part D sponsor that submits a quote would be required to

accept the lump sum per capita payments made by the State under its chosen approach.

Part D sponsors that do not opt to participate in this market are not required to submit

quotes. However, if a sponsor is not participating in the State’s lump sum approach, the

State should still explain that beneficiaries may enroll in that sponsor’s plan, but the

beneficiaries will get only basic coverage – without the SPAP additional defined benefit

– if they do so. Also, States are not obligated to provide wrap-around benefits to any

beneficiaries choosing to enroll in non-participating Part D plans, or to promote these Part D

plans, but a State electing to do so may provide wrap-around coverage on behalf of SPAP

beneficiaries choosing to enroll non-participating Part D plans. In fact, if the SPAP also

elects to pay the premium for all basic benefits, this approach does not permit the SPAP to

exclude payment of premium for any Part D sponsors not participating in the lump sum

approach.

36

The regulation at § 423.464(a) requires that Part D sponsors must coordinate with SPAPs

and other entities providing other prescription drug coverage. This includes scenarios when

the SPAP or other payer is adopting a lump sum per capita approach when supplementing

Part D benefits in accordance with § 423.464(a)(2). Therefore, CMS requires all Part D

sponsors to have the capacity to participate in non- risk based arrangements, if offered by

the State, SPAPs or other payers so that their enrollees can receive coordinated, wrap-around

coverage at the point-of-sale. If a sponsor is out of compliance with this regulatory

requirement, CMS will not disqualify a state program from its qualified SPAP status. CMS

will not view SPAPs as discriminating, in violation of section 1860D-23(b)(2) of the Act,

due to a Part D sponsor’s failure to adhere to this COB requirement.

History

(Rev. 17, Issued: 08 -23-13, Effective Date: 06-07-10, Imple mentation Date : 01-01-11)

Provenance

Source
cms.gov
Retrieved
2026-09-17
Edition
iom-2026-09-17
Content hash
4589c76520e3b304cc6b8606f69052a622bf56cb83252b776099140acb3db44d
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