US · guidance
CMS Pub. 100-16, ch. mc86c17d, § 20
Eligibility for Enrollment in a Medicare Cost Plan
In general, an individual is eligible to enroll in a cost plan by meeting each of the
following requirements. A cost plan that is accepting new members must enroll any
Medicare beneficiary who:
• Is entitled to benefits under Medicare Part A and enrolled in Medicare Part B, or
is enrolled in Medicare Part B only;
• Permanently resides within the service area of the cost plan (see exception in
§20.1 for persons converting to Medicare Part A and/or Part B who are living
outside the service area at the time of enrollment);
• Completes and signs the application form used to enroll members during the
enrollment period and provides all the information required to process the
enrollment; and
• Agrees to abide by the membership rules disclosed during the enrollment process.
A cost plan must deny enrollment if:
• The beneficiary has been medically determined to have End Stage Renal Disease
(ESRD) prior to applying for enrollment (with some exceptions; see §20.2).
In addition, a cost plan is permitted to deny enrollment if CMS has granted a waiver or
limitation of the open enrollment requirement (see §30.1.1), and that limit has been
reached.
A cost plan may choose to wait for the individual’s payment of the plan premium,
including any premiums or cost sharing due the organization for a prior enrollment,
before processing the enrollment.
The organization may not deny enrollment to a Medicare beneficiary who continues to
work and who is enrolled in his or her employer’s health benefits plan (or that of a
spouse). If the individual enrolls in a cost plan and continues enrollment in his/her (or
their spouse’s) employer health benefits plan, then coordination of benefits rules apply.
History
(Rev. 38, 10-31-03)
Provenance
- Source
- cms.gov
- Retrieved
- 2026-08-25
- Edition
- iom-2026-08-25
- Content hash
d1bed42766951fef6803032a125397259599153ac214d2020b291f65e02e62f0
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