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US · guidance

CMS Pub. 100-16, ch. 9, § 20.3

Mid-Year Benefit Customization/Enhancements

activein force · 2026-08-25 – presentas-observed

The EGWP program is designed explicitly to allow flexibility for MAOs to negotiate different

customized plans with particular employer/union groups throughout the year. This design also

takes into account that employers/unions offering group health plans may operate on different

bidding and negotiation timelines. Therefore, MAOs are allowed to offer “800 series”

customized plans at any time during the contract year (i.e., MAOs are implicitly allowed to offer

enhanced benefits throughout the year to individual employers/unions that differ from the

benefits reflected in their bid). Also, when utilizing individual MA plans open to general

enrollment for their members, employer/union sponsors are also free to enhance benefits mid-year for the part of the package that is a “wrap-around” or enhancement to the MA plan. See 422

CFR 106.

History

(Rev. 111, 05-03-13, Effective: 05-03-13, Implementation: 05-03-13)

Provenance

Source
cms.gov
Retrieved
2026-08-25
Edition
iom-2026-08-25
Content hash
521918cef50686bba6d454e53dc7c954237b93b804e5f26ceb70273f32cf17d4
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