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US · guidance

CMS Pub. 100-16, ch. 4, § 170

Balance Billing

activein force · 2026-08-25 – presentas-observed

The guidance in this section applies to HMOs (Health Maintenance Organizations),

HMOPOS (HMO Point of Service), PPOs (Preferred Provider Organizations), and

RPPOs (Regional PPOs).

When enrollees obtain plan-covered services in an HMO, PPO, or RPPO, they may not

be charged or held liable for more than plan-allowed cost-sharing. Providers who are

permitted to ‘balance bill’ must obtain the amount in excess of the enrollee’s cost-sharing (the balance) for services, directly from the MAO and not from the enrollee.

History

(Rev. 121, Issued: 04-22-16, Effective: 04-22-16, Implementation: 04-22-16)

Provenance

Source
cms.gov
Retrieved
2026-08-25
Edition
iom-2026-08-25
Content hash
d006bef9e1570d59adb1d2f5bd1cab6a821e29f54daf562b21a4056816ab4886
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