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US · guidance

CMS Pub. 100-05, ch. 5, § 40.5

Primary Payer Is Bankrupt or Insolvent

activein force · 2026-08-25 – presentas-observed

When a GHP or NGHP primary payer fails to pay primary benefits in accordance with CMS'

policy because it is bankrupt or insolvent, CMS does not make a conditional primary payment and

does not make a Medicare secondary payment until after the conclusion of the bankruptcy or

insolvency proceedings.

After the conclusion of the bankruptcy or insolvency proceedings, providers, physicians, or other

suppliers may file Medicare secondary claims. CMS determines the amount of Medicare secondary

payments, if any, after the conclusion of the bankruptcy or insolvency proceedings.

History

(Rev. 11550; Issued: 08 -12-22; Effective: 10 -13-22; Implementation:10 -13-22)

Provenance

Source
cms.gov
Retrieved
2026-08-25
Edition
iom-2026-08-25
Content hash
be7cb37e3351ebad7de6eec14fa8476f508f94475e795c8c62bd0b87e9b37fc5
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