US · guidance
CMS Pub. 100-04, ch. 21, § 10.3.5
Specifications for Section 2: Making the Most of Your Medicare
(Page 2)
(Rev. 11509, Issued: 07-28-22, Effective: 01-01-23 Implementation: 01-03-23)
A. Section Title
POSITION
This subsection contains information of a fixed size. It does not vary in overall width or
length.
The content area begins (0˝, 5˝), 7 points from the baseline of the Headers for Other
Pages subsection. It is full-page or 540 points in width and 24 points in height.
FORMATTING
[GR 2.1] black rule
[TH 2] section name
DYNAMIC RULES
N/A - this section is static.
CONTENT
Making the Most of Your Medicare
B. How to Check This Notice
Global Specifications
POSITION
This subsection contains information of varying size per MSN type. It does not vary in
overall width or length per type.
The content area begins (0˝, 0.94˝), 28 points from the baseline of the Section Title
subsection. It is one-column or 259 points in width and varies in height depending on the
MSN type. Content is static per type.
Indent 8 points from the top, left, and right, and 12 points at bottom to begin content area.
FORMATTING
[GL 9] glyph [TH 3] subsection header, center vertically to glyph
[GR 4.2] space after glyph
[TB 1.2] first sentence of each paragraph [TB 1.1] remaining text in each paragraph
[GR 6] space between paragraph
[TB 1.2] first sentence of each paragraph [TB 1.1] remaining text in each paragraph
[GR 6] space between paragraph
[TB 1.2] first sentence of each paragraph [TB 1.1] remaining text in each paragraph
DYNAMIC RULES
The body-text content varies depending on which member of the extended family the
MSN belongs to - see the content specifications below.
PART A INPATIENT AND ‘B OF A’, SPECIFICATIONS
CONTENT
How to Check This Notice
Do you recognize the name of each facility? Check the dates.
Did you get the claims listed? Do they match those listed on your receipts and bills?
If you already paid the bill, did you pay the right amount? Check the maximum you
may be billed. See if the claim was sent to your Medicare supplement insurance
(Medigap) plan or other insurer. That plan may pay your share.
HOSPICE AND HOME HEALTH SPECIFICATIONS
CONTENT
How to Check This Notice
Do you recognize the name of each doctor or provider? Check the dates. Did you
have a visit or service that day?
Did you get the services listed? Do they match those listed on your receipts and bills?
If you already paid the bill, did you pay the right amount? Check the maximum you
may be billed. See if the claim was sent to your Medicare supplement insurance
(Medigap) plan or other insurer. That plan may pay your share.
PART B (ASSIGNED AND UNASSIGNED) SPECIFICATIONS
CONTENT
How to Check This Notice
Do you recognize the name of each doctor or provider? Check the dates. Did you
have an appointment that day?
Did you get the services listed? Do they match those listed on your receipts and bills?
If you already paid the bill, did you pay the right amount? Check the maximum you
may be billed. See if the claim was sent to your Medicare supplement insurance
(Medigap) plan or other insurer. That plan may pay your share.
DME (ASSIGNED AND UNASSIGNED) SPECIFICATIONS
CONTENT
How to Check this Notice
Do you recognize the name of each supplier? Check the dates. Did you make a
purchase that day?
Did you get the items/services listed? Do they match those listed on your receipts and
bills?
If you already paid the bill, did you pay the right amount? Check the maximum you
may be billed. See if the claim was sent to your Medicare supplement insurance
(Medigap) plan or other insurer. That plan may pay your share.
C. How to Report Fraud
Global Specifications
POSITION
This subsection is fixed in width and varies in length depending on content, however the
position is dynamic.
The content area begins 19 points from the baseline of the How to Check This Notice
subsection. It is one-column or 259 points in width.
FORMATTING
[GR 2.1] black rule
[GL 10] glyph [TH 3] subsection header, center vertically to glyph
[GR 4.2] space after glyph
[TB 1.1] body text
[GR 6] space between paragraph
[TB 1.1] body text
[GR 6] space between paragraph
[TB 1.2] first sentence highlight [TB 1.1] body text
DYNAMIC RULES
Body-text content in the first paragraph varies depending on which member of the
extended family the MSN belongs to - see the content specifications below.
The third and final paragraph of this section contains a fraud-specific message from
CMS. The message must be a maximum 185 characters long (inclusive of spaces). The
current fraud-specific message can be found on the CMS website:
http://www.cms.gov/Medicare/Medicare-General-Information/MSN/index.html?redirect=/MSN/02_MSNMessages.asp
PART A INPATIENT AND ‘B OF A’, SPECIFICATIONS
CONTENT
How to Report Fraud
If you think a facility or business is involved in fraud, call us at 1-800-MEDICARE (1-
800-633- 4227).
Some examples of fraud include offers for free medical services or billing you for
Medicare services you didn’t get. If we determine that your tip led to uncovering fraud,
you may qualify for a reward.
{CMS fraud message of 185 characters (four lines of text) The first sentence may be
bold, while the remaining text is roman, with occasional bits, such as monetary figures
or important words, highlighted in bold.}
PART B (ASSIGNED AND UNASSIGNED), HOSPICE, AND HOME HEALTH
SPECIFICATIONS
CONTENT
How to Report Fraud
If you think a provider or business is involved in fraud, call us at 1-800-MEDICARE (1-
800-633- 4227).
Some examples of fraud include offers for free medical services or billing you for
Medicare services you didn’t get. If we determine that your tip led to uncovering fraud,
you may qualify for a reward.
{CMS fraud message of 185 characters (four lines of text) The first sentence may be
bold, while the remaining text is roman, with occasional bits, such as monetary figures
or important words, highlighted in bold.}
DME (ASSIGNED AND UNASSIGNED) SPECIFICATIONS
CONTENT
How to Report Fraud
If you think a supplier or business is involved in fraud, call us at 1-800-MEDICARE (1-
800-633- 4227).
Some examples of fraud include offers for free medical services or billing you for
Medicare services you didn’t get. If we determine that your tip led to uncovering fraud,
you may qualify for a reward.
{CMS fraud message of 185 characters (four lines of text) The first sentence may be
bold, while the remaining text is roman, with occasional bits, such as monetary figures
or important words, highlighted in bold.}
D. How to Get Help with Your Questions
GLOBAL SPECIFICATIONS
POSITION
This subsection contains information of a fixed size. It does not vary in overall width or
length.
This subsection begins 19 points below the How to Report Fraud subsection. It is one-column or 259 points in width and 142 points in height.
FORMATTING
[GR 2.1] black rule
[GL 11] glyph [TH 3] subsection header, center vertically to glyph
[GR 4.2] space after glyph
[TB 1.2] phone number
[TB 1.1] body text
[GR 6] space between paragraph
[TB 1.2] TTY phone number [TB 1.1] body text
[GR 6] space between paragraph
[TB 1.1] body text [TB 1.2] SHIP phone number highlight
DYNAMIC RULES
This subsection contains three pieces of dynamic content: language in the first paragraph
that’s variable by extended-family member; a MAC ID number; and the SHIP phone
number.
Body-text content in the first paragraph varies depending on which member of the
extended family the MSN belongs to - see the content specifications below.
The first paragraph also contains the printing MAC’s ID number, in order to assist in
tracking and routing beneficiary calls to the Medicare call center. This ID number is
referred to on the notice as a “customer-service code.”
The final paragraph should contain the primary phone number for the State Health
Insurance Office, corresponding to the state listed in the notice mailing address in Section
1. The phone numbers for the SHIP offices can be found on the CMS website:
http://www.medicare.gov/contacts/organization-search-criteria.aspx.
NOTE: If the mailing address is that of the legal representative and the beneficiary’s
address indicates that the beneficiary lives outside of the 50 U.S. states and U.S.
territories, then the final paragraph should be suppressed.
PART A INPATIENT, HOSPICE, HOME HEALTH, AND ‘B OF A’, SPECIFICATIONS
CONTENT
How to Get Help with Your Questions
1-800-MEDICARE (1-800-633-4227)
Ask for “hospital services” Your customer-service code is {5-DIGIT A/B MAC (A) ID
CODE}.
TTY 1-877-486-2048 (for hearing impaired)
Contact your State Health Insurance Program (SHIP) for free, local health insurance
counseling. Call {10-DIGIT PHONE NUMBER FOR SHIP IN RECIPIENT’S STATE
OF RESIDENCE}.
Or, if the MSN mailing address is outside the 50 states:
How to Get Help with Your Questions
1-800-MEDICARE (1-800-633-4227)
Ask for “hospital services.” Your customer-service code is {5-DIGIT A/B MAC (A) ID
CODE}.
TTY 1-877-486-2048 (for hearing impaired)
PART B (ASSIGNED AND UNASSIGNED) SPECIFICATIONS
CONTENT
How to Get Help with Your Questions
1-800-MEDICARE (1-800-633-4227)
Ask for “doctors services.” Your customer-service code is {5-DIGIT A/B MAC (B) ID
CODE}.
TTY 1-877-486-2048 (for hearing impaired)
Contact your State Health Insurance Program (SHIP) for free, local health insurance
counseling. Call {10-DIGIT PHONE NUMBER FOR SHIP IN RECIPIENT’S STATE
OF RESIDENCE}.
Or, if the MSN mailing address is outside the 50 states:
How to Get Help with Your Questions
1-800-MEDICARE (1-800-633-4227)
Ask for “doctors services.” Your customer-service code is {5-DIGIT A/B MAC (B) ID
CODE}.
TTY 1-877-486-2048 (for hearing impaired)
DME (ASSIGNED AND UNASSIGNED) SPECIFICATIONS
CONTENT
How to Get Help with Your Questions
1-800-MEDICARE (1-800-633-4227)
Ask for “medical supplies.” Your customer-service code is {5-DIGIT DME MAC ID
CODE}.
TTY 1-877-486-2048 (for hearing impaired)
Contact your State Health Insurance Program (SHIP) for free, local health insurance
counseling. Call {10-DIGIT PHONE NUMBER FOR SHIP IN RECIPIENT’S STATE
OF RESIDENCE}.
Or, if the beneficiary’s pricing state is outside the 50 U.S. states and U.S. territories:
How to Get Help with Your Questions
1-800-MEDICARE (1-800-633-4227)
Ask for “medical supplies.” Your customer-service code is {5-DIGIT DME MAC ID
CODE}.
TTY 1-877-486-2048 (for hearing impaired)
E. Your Benefit Periods
This subsection is only for Part A Inpatient MSNs. It can also be included in combined
Part A Inpatient and ‘B of A’ MSNs. It should be suppressed for Hospice, Home Health,
Part B (assigned and unassigned), and DME (assigned and unassigned).
The Your Benefit Periods subsection may contain up to three dynamically generated
content units, providing beneficiary-specific information related to inpatient hospital
benefit days, inpatient lifetime reserve days, inpatient mental health care in a psychiatric
hospital limit, and skilled nursing facility (SNF) benefit days.
Language variations exist to describe whether a beneficiary has used all their benefit days
for a given type of claim period, or if benefit days remain.
See Exhibit 2.3 for examples of different scenarios regarding benefit periods.
POSITION
This subsection begins (3.9˝, 0.94˝). This should top align with the How to Check This
Notice subsection on the left column. It is one-column or 259 points in width with a
variable height, dependent on dynamic content.
FORMATTING
[GR 2.1] black rule
[GL 12] glyph [TH 3] subsection header, center vertically to glyph
[GR 4.2] space after glyph
[TB 1.1] body text of intro paragraph [TB 1.2] text in bold
[GR 3.1] dotted rule
[TB 2.2] headers for benefit period types [TB 1.1] beneficiary-specific dynamic data
within benefit-period info
[GR 3.1] dotted rule
[TB 2.2] headers for benefit period types [TB 1.1] beneficiary-specific dynamic data
within benefit-period info
[GR 3.1] dotted rule
[TB 1.2] final paragraph
INPATIENT HOSPITAL DAYS
Content in the beneficiary-specific portion of this subsection is subject to the following
variations:
• If a claim on the notice is for an inpatient hospital stay, and
• The benefit period associated with the claim was still active on the notice date of
the MSN - because fewer than 60 days had passed between the last claimed date
of stay in the benefit period and the notice date - then this subsection should list
how many covered benefit days remain in the benefit period; or
• The benefit period associated with the claim is closed - because more than 60
days had passed since the last claimed date of stay and the notice date - then this
subsection should indicate that the benefit period has ended.
• There is no benefit period associated with the claim because it was rejected,
therefore no benefit days were used.
The possible dynamic statements for inpatient hospital days are as follows:
You have {#} out of 90 covered benefit days remaining for the benefit period that
began {Month DD, YYYY}.
or
You have used all of your 90 covered benefit days for the benefit period that began
{Month DD, YYYY}.
or
The benefit periods for all claims on this notice have ended.
or
You didn’t have an active benefit period.
LIFETIME RESERVE DAYS
Content in the beneficiary-specific portion of this subsection is subject to the following
variations:
• If a claim on the notice is for an inpatient hospital stay and all inpatient hospital
benefit days for the benefit period have been exhausted, and all or a portion of the
claimed days have been paid using inpatient lifetime reserve days, and
• The beneficiary still has some number of inpatient lifetime reserve days available,
then this subsection should list the remaining inpatient lifetime reserve days the
beneficiary had on the date of the notice; or
• The beneficiary had exhausted all of their inpatient lifetime reserve days, then this
subsection should indicate that all inpatient lifetime reserve days have been used.
• The beneficiary did not use any inpatient lifetime reserve days because the claim
was rejected.
The possible dynamic statements for inpatient lifetime reserve benefit days are as
follows:
You have {#} out of 60 lifetime reserve days remaining.
or
You have used all of your 60 lifetime reserve days.
or
You didn’t have an active benefit period.
INPATIENT MENTAL HEALTH DAYS
Content in the beneficiary-specific portion of this subsection is subject to the following
variations:
• If a claim on the notice is for an inpatient mental health care in a psychiatric
hospital stay, and
• The beneficiary still has some number of lifetime mental health care days
available, then this subsection should list the remaining lifetime mental health
care days the beneficiary had on the date of the notice; or
• The beneficiary had exhausted all of their lifetime mental health care days, then
this subsection should indicate that all lifetime mental health care days have been
used.
• The beneficiary did not use any mental health care days because the claim was
rejected.
The possible dynamic statements for inpatient lifetime reserve benefit days are as
follows:
You have {#} out of 190 mental health care days remaining.
or
You have used all of your 190 mental health care reserve days.
or
You didn’t have an active benefit period.
SKILLED NURSING FACILITY DAYS
Content in the beneficiary-specific portion of this subsection is subject to the following
variations:
• If a claim on the notice is for a skilled nursing facility (SNF) stay, and
• The benefit period associated with the claim was still active on the notice date of
the MSN - because fewer than 60 days had passed between the last claimed date
of stay in the benefit period and the notice date - then this subsection should list
how many covered benefit days remain in the benefit period; or
• The benefit period associated with the claim is closed - because more than 60
days had passed since the last claimed date of stay and the notice date - then this
subsection should indicate that the SNF benefit period has ended.
• There is no benefit period associated with the claim because it was rejected,
therefore no benefit days were used.
The possible dynamic statements for skilled nursing facility hospital days are as follows:
You have {#} out of 100 covered benefit days remaining for the benefit period that
began {Month DD, YYYY}.
or
You have used all of your 100 covered benefit days for the benefit period that began
{Month DD, YYYY}.
or
The benefit periods for all claims on this notice have ended.
or
You didn’t have an active benefit period.
DYNAMIC RULES
In an open inpatient hospital or skilled nursing facility benefit period, the number of
remaining covered/reserve days should reflect the number of days that remained on the
notice date. If the beneficiary had no remaining benefit days on that date, but the period
was still open, then the second inpatient/SNF statement above should be used, indicating
that all benefit days have been used for the period beginning on the stated date.
Only one active benefit period related to the claims listed on the statement should be
printed. If there are any additional claims that pertain to another benefit period, suppress
the status.
If claims on the notice use any combination of inpatient hospital days, inpatient lifetime
reserve days, inpatient mental health care days or skilled nursing facility (SNF) days,
then all of the applicable statements, as described above, should be included in this
subsection.
If claims did not use lifetime reserve days or inpatient mental health care days, suppress
this section and list skilled nursing facility benefit period immediately after inpatient
hospital.
CONTENT
Static content, and sample dynamic content, is as follows:
Your Benefit Periods
Your hospital and skilled nursing facility (SNF) stays are measured in benefit days
and benefit periods. Every day that you spend in a hospital or SNF counts toward
the benefit days in that benefit period. A benefit period begins the day you first
receive inpatient hospital services or, in certain circumstances, SNF services, and
ends when you haven’t received any inpatient care in a hospital or inpatient skilled
care in a SNF for 60 days in a row.
Inpatient Hospital: You have {#} out of 90 covered benefit days remaining for the
benefit period that began {Month DD, YYYY}.
Inpatient Lifetime Reserve: You have {#} out of 60 lifetime reserve days
remaining.
Inpatient Mental Health: You have {#} out of 190 mental health care days
remaining.
Skilled Nursing Facility: You have {#} out of 100 covered benefit days remaining
for the benefit period that began {Month DD, YYYY}.
See your “Medicare & You” handbook for more information on benefit periods.
F. Medicare Preventive Services
This subsection is only for Part B assigned and unassigned MSNs. It should be
suppressed on all other types including Part A Inpatient, Hospice, Home Health, ‘B of A’,
and DME. For Part A Inpatient claims, this subsection should be replaced by the Your
Benefit Periods subsection, described above.
POSITION
This subsection contains information of a fixed size. It does not vary in overall width or
length.
It begins (3.9˝, 0.94˝). This should top align with the How to Check This Notice
subsection on the left column. It is one-column or 259 points in width and 139 points in
height.
FORMATTING
[GR 2.1] black rule
[GL 14] glyph [TH 3] subsection header, center vertically to glyph
[GR 4.2] space after glyph
[TB 1.1] body text of intro paragraph
[GR 6] space between paragraph
[TB 1.1] body text of bulleted paragraph
DYNAMIC RULES
This section should be printed only on Part B assigned and unassigned notices. The
content of the section is completely static.
CONTENT
Medicare Preventive Services
Medicare covers many free or low-cost exams and screenings to help you stay
healthy. For more information about preventive services:
• Talk to your doctor.
• Look at your “Medicare & You” handbook for a complete list.
• Create an account on Medicare.gov.
G. Your Messages from Medicare
POSITION
The position of this subsection varies depending on the extended family member: On
Part A Inpatient and combined MSNs, it follows the Your Benefit Periods subsection,
positioned 19 points from the baseline. On Part B assigned and unassigned MSNs, it
follows the Medicare Preventive Services subsection, with 19 points of space from the
baseline. On Hospice, Home Health (A) and (B), ‘B of A’, and DME MSNs, it has a
fixed start location at (3.9˝, 0.94˝), and is top aligned with the How to Check This Notice
subsection.
In all cases, it is one-column or 259 points in width with variable height from the
dynamic content, depending on the length of the CMS messages.
FORMATTING
[GR 2.1] black rule
[GL 9] glyph [TH 3] subsection header, center vertically to glyph
[GR 4.2] space after glyph
[TB 1.2] first sentence [TB 1.1] body text
[GR 6] space between paragraph
[TB 1.2] first sentence [TB 1.1] body text
[GR 6] space between paragraph
[TB 1.2] first sentence [TB 1.1] body text
[GR 6] space between paragraph
[TB 1.2] first sentence [TB 1.1] body text
DYNAMIC RULES
This subsection can accommodate up to four messages from CMS. First and second
messages must be no longer than 200 characters (inclusive of spaces) and third and fourth
messages must be no longer than 250 characters (inclusive of spaces).
Current messages for this subsection, previously known as General Information
Messages from Medicare, can be found on the CMS website:
http://www.cms.gov/Medicare/Medicare-General-Information/MSN/index.html.
The first sentence, or the phrase up to the punctuation, will be bolded depending on the
message. Specific detail on where to bold will be provided by the CR of the variable
messages.
History
(Rev. 11509, Issued: 07-28-22, Effective: 01-01-23 Implementation: 01-03-23)
Provenance
- Source
- cms.gov
- Retrieved
- 2026-08-25
- Edition
- iom-2026-08-25
- Content hash
0d935aec7a7958aff22b4c01681da637d652559cec66360a7fc9812ea3e23873
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