US · guidance
CMS Pub. 100-03, ch. 1, § 220.2
Magnetic Resonance Imaging (MRI) (Various Effective Dates Below)
A. General
1. Method of Operation
Magnetic Resonance Imaging (MRI), formerly called nuclear magnetic resonance (NMR), is a non-invasive
method of graphically representing the distribution of water and other hydrogen-rich molecules in the human
body. In contrast to conventional radiographs or computed tomography (CT) scans, in which the image is
produced by x-ray beam attenuation by an object, MRI is capable of producing images by several
techniques. In fact, various combinations of MRI image production methods may be employed to emphasize
particular characteristics of the tissue or body part being examined. The basic elements by which MRI
produces an image are the density of hydrogen nuclei in the object being examined, their motion, and the
relaxation times, and the period of time required for the nuclei to return to their original states in the main,
static magnetic field after being subjected to a brief additional magnetic field. These relaxation times reflect
the physical-chemical properties of tissue and the molecular environment of its hydrogen nuclei. Only
hydrogen atoms are present in human tissues in sufficient concentration for current use in clinical MRI.
Magnetic Resonance Angiography (MRA) is a non-invasive diagnostic test that is an application of MRI. By
analyzing the amount of energy released from tissues exposed to a strong magnetic field, MRA provides
images of normal and diseased blood vessels, as well as visualization and quantification of blood flow
through these vessels.
2. General Clinical Utility
Overall, MRI is a useful diagnostic imaging modality that is capable of demonstrating a wide variety of soft-tissue lesions with contrast resolution equal or superior to CT scanning in various parts of the body.
Among the advantages of MRI are the absence of ionizing radiation and the ability to achieve high levels of
tissue contrast resolution without injected iodinated radiological contrast agents. Recent advances in
technology have resulted in development and Food and Drug Administration (FDA) approval of new
paramagnetic contrast agents for MRI which allow even better visualization in some instances. Multi-slice
imaging and the ability to image in multiple planes, especially sagittal and coronal, have provided flexibility
not easily available with other modalities. Because cortical (outer layer) bone and metallic prostheses do not
cause distortion of MR images, it has been possible to visualize certain lesions and body regions with greater
certainty than has been possible with CT. The use of MRI on certain soft tissue structures for the purpose of
detecting disruptive, neoplastic, degenerative, or inflammatory lesions has now become established in
medical practice.
Phase contrast (PC) and time-of-flight (TOF) are some of the available MRA techniques at the time these
instructions are being issued. PC measures the difference between the phases of proton spins in tissue and
blood and measures both the venous and arterial blood flow at any point in the cardiac cycle. TOF measures
the difference between the amount of magnetization of tissue and blood and provides information on the
structure of blood vessels, thus indirectly indicating blood flow. Two-dimensional (2D) and three-dimensional (3D) images can be obtained using each method.
Contrast-enhanced MRA (CE-MRA) involves blood flow imaging after the patient receives an intravenous
injection of a contrast agent. Gadolinium, a non-ionic element, is the foundation of all contrast agents
currently in use. Gadolinium affects the way in which tissues respond to magnetization, resulting in better
visualization of structures when compared to un-enhanced studies. Unlike ionic (i.e., iodine-based) contrast
agents used in conventional contrast angiography (CA), allergic reactions to gadolinium are extremely rare.
Additionally, gadolinium does not cause the kidney failure occasionally seen with ionic contrast agents.
Digital subtraction angiography (DSA) is a computer-augmented form of CA that obtains digital blood flow
images as contrast agent courses through a blood vessel. The computer “subtracts” bone and other tissue
from the image, thereby improving visualization of blood vessels. Physicians elect to use a specific MRA or
CA technique based upon clinical information from each patient.
B. Nationally Covered MRI and MRA Indications
1. MRI
Although several uses of MRI are still considered investigational and some uses are clearly contraindicated
(see subsection C), MRI is considered medically efficacious for a number of uses. Use the following
descriptions as general guidelines or examples of what may be considered covered rather than as a restrictive
list of specific covered indications. Coverage is limited to MRI units that have received FDA premarket
approval, and such units must be operated within the parameters specified by the approval. In addition, the
services must be reasonable and necessary for the diagnosis or treatment of the specific patient involved.
a. Effective November 22, 1985, MRI is useful in examining the head, central nervous system, and
spine. Multiple sclerosis can be diagnosed with MRI and the contents of the posterior fossa are
visible. The inherent tissue contrast resolution of MRI makes it an appropriate standard diagnostic
modality for general neuroradiology.
b. Effective November 22, 1985, MRI can assist in the differential diagnosis of mediastinal and
retroperitoneal masses, including abnormalities of the large vessels such as aneurysms and dissection.
When a clinical need exists to visualize the parenchyma of solid organs to detect anatomic disruption
or neoplasia, this can be accomplished in the liver, urogenital system, adrenals, and pelvic organs
without the use of radiological contrast materials. When MRI is considered reasonable and
necessary, the use of paramagnetic contrast materials may be covered as part of the study. MRI may
also be used to detect and stage pelvic and retroperitoneal neoplasms and to evaluate disorders of
cancellous bone and soft tissues. It may also be used in the detection of pericardial thickening.
Primary and secondary bone neoplasm and aseptic necrosis can be detected at an early stage and
monitored with MRI. Patients with metallic prostheses, especially of the hip, can be imaged in order
to detect the early stages of infection of the bone to which the prosthesis is attached.
c. Effective March 22, 1994, MRI may also be covered to diagnose disc disease without regard to
whether radiological imaging has been tried first to diagnose the problem.
d. Effective March 4, 1991, MRI with gating devices and surface coils, and gating devices that
eliminate distorted images caused by cardiac and respiratory movement cycles are now considered
state of the art techniques and may be covered. Surface and other specialty coils may also be
covered, as they are used routinely for high resolution imaging where small limited regions of the
body are studied. They produce high signal-to-noise ratios resulting in images of enhanced anatomic
detail.
2. MRA (MRI for Blood Flow)
Currently covered indications include using MRA for specific conditions to evaluate flow in internal carotid
vessels of the head and neck, peripheral arteries of lower extremities, abdomen and pelvis, and the chest.
Coverage is limited to MRA units that have received FDA premarket approval, and such units must be
operated within the parameters specified by the approval. In addition, the services must be reasonable and
necessary for the diagnosis or treatment of the specific patient involved.
a. Head and Neck
Effective April 15, 2003, studies have proven that MRA is effective for evaluating flow in internal
carotid vessels of the head and neck. However, not all potential applications of MRA have been shown
to be reasonable and necessary. All of the following criteria must apply in order for Medicare to provide
coverage for MRA of the head and neck:
• MRA is used to evaluate the carotid arteries, the circle of Willis, the anterior, middle or
posterior cerebral arteries, the vertebral or basilar arteries or the venous sinuses;
• MRA is performed on patients with conditions of the head and neck for which surgery is
anticipated and may be found to be appropriate based on the MRA. These conditions include,
but are not limited to, tumor, aneurysms, vascular malformations, vascular occlusion or
thrombosis. Within this broad category of disorders, medical necessity is the underlying
determinant of the need for an MRA in specific diseases. The medical records should clearly
justify and demonstrate the existence of medical necessity; and
• MRA and CA are not expected to be performed on the same patient for diagnostic purposes
prior to the application of anticipated therapy. Only one of these tests will be covered
routinely unless the physician can demonstrate the medical need to perform both tests.
b. Peripheral Arteries of Lower Extremities
Effective April 15, 2003, studies have proven that MRA of peripheral arteries is useful in determining
the presence and extent of peripheral vascular disease in lower extremities. This procedure is non-invasive and has been shown to find occult vessels in some patients for which those vessels were not
apparent when CA was performed. Medicare will cover either MRA or CA to evaluate peripheral
arteries of the lower extremities. However, both MRA and CA may be useful in some cases, such as:
• A patient has had CA and this test was unable to identify a viable run-off vessel for bypass.
When exploratory surgery is not believed to be a reasonable medical course of action for this
patient, MRA may be performed to identify the viable runoff vessel; or
• A patient has had MRA, but the results are inconclusive.
c. Abdomen and Pelvis
i. Pre-operative Evaluation of Patients Undergoing Elective Abdominal Aortic Aneurysm (AAA)
Repair
Effective July 1, 1999, MRA is covered for pre-operative evaluation of patients undergoing elective
AAA repair if the scientific evidence reveals MRA is considered comparable to CA in determining
the extent of AAA, as well as in evaluating aortoiliac occlusion disease and renal artery pathology
that may be necessary in the surgical planning of AAA repair. These studies also reveal that MRA
could provide a net benefit to the patient. If preoperative CA is avoided, then patients are not
exposed to the risks associated with invasive procedures, contrast media, end-organ damage, or
arterial injury.
ii. Imaging the Renal Arteries and the Aortoiliac Arteries in the Absence of AAA or Aortic
Dissection
Effective July 1, 2003, MRA coverage is expanded to include imaging the renal arteries and the
aortoiliac arteries in the absence of AAA or aortic dissection. MRA should be obtained in those
circumstances in which using MRA is expected to avoid obtaining CA, when physician history,
physical examination, and standard assessment tools provide insufficient information for patient
management, and obtaining an MRA has a high probability of positively affecting patient
management. However, CA may be ordered after obtaining the results of an MRA in those rare
instances where medical necessity is demonstrated.
d. Chest
i. Diagnosis of Pulmonary Embolism
Current scientific data has shown that diagnostic pulmonary MRAs are improving due to recent
developments such as faster imaging capabilities and gadolinium-enhancement. However, these
advances in MRA are not significant enough to warrant replacement of pulmonary angiography in
the diagnosis of pulmonary embolism for patients who have no contraindication to receiving
intravenous iodinated contrast material. Patients who are allergic to iodinated contrast material
face a high risk of developing complications if they undergo pulmonary angiography or computed
tomography angiography. Therefore, Medicare will cover MRA of the chest for diagnosing a
suspected pulmonary embolism when it is contraindicated for the patient to receive intravascular
iodinated contrast material.
ii. Evaluation of Thoracic Aortic Dissection and Aneurysm
Studies have shown that MRA of the chest has a high level of diagnostic accuracy for pre-operative
and post-operative evaluation of aortic dissection of aneurysm. Depending on the clinical
presentation, MRA may be used as an alternative to other non-invasive imaging technologies, such as
transesophageal echocardiography and CT. Generally, Medicare will provide coverage only for
MRA or for CA when used as a diagnostic test. However, if both MRA and CA of the chest are
used, the physician must demonstrate the medical need for performing these tests.
While the intent of this policy is to provide reimbursement for either RA or CA, the Centers for
Medicare & Medicaid Services (CMS) is also allowing flexibility for physicians to make appropriate
decisions concerning the use of these tests based on the needs of individual patients. CMS
anticipates, however, low utilization of the combined use of MRA and CA. As a result, CMS
encourages the Medicare Administrative Contractors (MACs) to monitor the use of these tests and,
where indicated, require evidence of the need to perform both MRA and CA.
C. Contraindications and Nationally Non-Covered Indications
1. Contraindications
The MRI is not covered when the following patient-specific contraindications are present:
MRI is not covered for patients with cardiac pacemakers or with metallic clips on vascular aneurysms unless
the Medicare beneficiary meets the provisions of the following exceptions:
Effective July 7, 2011, the contraindications will not apply to pacemakers when used according to the FDA-approved labeling in an MRI environment, or
Effective February 24, 2011, CMS believes that the evidence is promising although not yet convincing that
MRI will improve patient health outcomes if certain safeguards are in place to ensure that the exposure of
the device to an MRI environment adversely affects neither the interpretation of the MRI result nor the
proper functioning of the implanted device itself. We believe that specific precautions (as listed below)
could maximize benefits of MRI exposure for beneficiaries enrolled in clinical trials designed to assess the
utility and safety of MRI exposure. Therefore, CMS determines that MRI will be covered by Medicare
when provided in a clinical study under section 1862(a)(1)(E) (consistent with section 1142 of the Social
Security Act (the Act)) through the Coverage with Study Participation (CSP) form of Coverage with
Evidence Development (CED) if the study meets the criteria in each of the three paragraphs below:
The approved prospective clinical study of MRI must, with appropriate methodology, address one or more
aspects of the following questions:
1. Do results of MRI in implanted permanent pacemaker (PM)/implantable cardioverter defibrillator (ICD)
beneficiaries with implanted cardiac devices affect physician decision making related to:
a. Clinical management strategy (e.g., in oncology, toward palliative or curative care)?
b. Planning of treatment interventions?; or
c. Prevention of unneeded diagnostic studies or interventions, or preventable exposures?
2. Do results of MRI in PM/ICD beneficiaries with implanted cardiac devices affect patient outcomes
related to:
a. Survival?
b. Quality of life?; or
c. Adverse events during and after MR scanning?
In addition, the prospective clinical study of MRI must include safety criteria for all participants. Such
required safety measures for such studies, as further explained in guidance documents from professional
societies must include, but are not limited to:
1. MRI should be done on a case-by-case and site-by-site basis.
2. MRI scan sequences, field intensity, and field(s) of exposure should be selected to minimize risk to the
patient while gaining needed diagnostic information for diagnosis or for managing therapy.
3. MRI scanning should be done only if the site is staffed with individuals with the appropriate radiology
and cardiology knowledge and expertise on hand.
4. Implanted device patients who are candidates for recruitment for an MRI clinical study should be
advised that life-threatening arrhythmias might occur during MRI and serious device malfunction might
occur, requiring replacement of the device.
5. Radiology and cardiology personnel and a fully stocked crash cart should be readily available throughout
the procedure in case a significant arrhythmia develops during the examination that does not terminate
with the cessation of the MRI study. The cardiologist should be familiar with the patient’s arrhythmia
history and the implanted device. A programmer that can be used to adjust the device as necessary
should be readily available.
6. All such patients should be actively monitored for cardiac and respiratory function throughout the
examination. At a minimum, ECG and pulse oximetry should be used. Visual and verbal contact with
the patient must be maintained throughout the MRI scan. The patient should be instructed to alert the
MRI staff on hand to any unusual sensations, pains, or to any problems.
7. At the conclusion of the examination, the cardiologist should examine the device to confirm that the
function is consistent with its pre-examination state.
8. Follow-up should include a check of the patient’s device at a time remote (1-6 weeks) after the scan to
confirm appropriate function.
9. If the implanted device manufacturer has indicated additional safety precautions appropriate for safe
MRI performance, these must be included in the study protocol.
The clinical study must adhere to the following standards of scientific integrity and relevance to the
Medicare population:
a. The principal purpose of the research study is to test whether a particular intervention potentially
improves the participants’ health outcomes.
b. The research study is well supported by available scientific and medical information or it is intended
to clarify or establish the health outcomes of interventions already in common clinical use.
c. The research study does not unjustifiably duplicate existing studies.
d. The research study design is appropriate to answer the research question being asked in the study.
e. The research study is sponsored by an organization or individual capable of executing the proposed
study successfully.
f. The research study is in compliance with all applicable Federal regulations concerning the protection
of human subjects found at 45 CFR Part 46. If a study is regulated by the FDA, it must be in
compliance with 21 CFR Parts 50 and 56.
g. All aspects of the research study are conducted according to appropriate standards of scientific
integrity (see http://www.icmje.org).
h. The research study has a written protocol that clearly addresses, or incorporates by reference, the
standards listed here as Medicare requirements for CED coverage.
i. The clinical research study is not designed to exclusively test toxicity or disease pathophysiology in
healthy individuals. Trials of all medical technologies measuring therapeutic outcomes as one of the
objectives meet this standard only if the disease or condition being studied is life threatening as
defined in 21 CFR §312.81(a) and the patient has no other viable treatment options.
j. The clinical research study is registered on the www.ClinicalTrials.gov website by the principal
sponsor/investigator prior to the enrollment of the first study subject.
k. The research study protocol specifies the method and timing of public release of all pre-specified
outcomes to be measured, including release of outcomes if outcomes are negative or study is
terminated early. The results must be made public within 24 months of the end of data collection. If
a report is planned to be published in a peer reviewed journal, then that initial release may be an
abstract that meets the requirements of the International Committee of Medical Journal Editors
(http://www.icmje.org). However, a full report of the outcomes must be made public no later than
three (3) years after the end of data collection.
l. The research study protocol must explicitly discuss subpopulations affected by the treatment under
investigation, particularly traditionally underrepresented groups in clinical studies, how the inclusion
and exclusion criteria effect enrollment of these populations, and a plan for the retention and
reporting of said populations in the trial. If the inclusion and exclusion criteria are expected to have a
negative effect on the recruitment or retention of underrepresented populations, the protocol must
discuss why these criteria are necessary.
m. The research study protocol explicitly discusses how the results are or are not expected to be
generalizable to the Medicare population to infer whether Medicare patients may benefit from the
intervention. Separate discussions in the protocol may be necessary for populations eligible for
Medicare due to age, disability, or Medicaid eligibility.
Consistent with section 1142 of the Act, the Agency for Healthcare Research and Quality supports clinical
research studies that CMS determines meet the above-listed standards and address the above-listed research
questions.
• MRI during a viable pregnancy is also contraindicated at this time.
• The danger inherent in bringing ferromagnetic materials within range of MRI units generally
constrains the use of MRI on acutely ill patients requiring life support systems and monitoring
devices that employ ferromagnetic materials.
• In addition, the long imaging time and the enclosed position of the patient may result in
claustrophobia, making patients who have a history of claustrophobia unsuitable candidates for MRI
procedures.
2. Nationally Non-Covered Indications
CMS has determined that MRI of cortical bone and calcifications, and procedures involving spatial
resolution of bone and calcifications, are not considered reasonable and necessary indications within the
meaning of section 1862(a)(1)(A) of the Act, and are therefore non-covered.
D. Other
Effective June 3, 2010, all other uses of MRI or MRA for which CMS has not specifically indicated
coverage or non-coverage continue to be eligible for coverage through individual MAC discretion.
History
(Rev. 173, Issued: 09-04-14, Effective: Upon Implementation: of ICD-10, Implementation: Upon Implementation of ICD-10)
Provenance
- Source
- cms.gov
- Retrieved
- 2026-08-25
- Edition
- iom-2026-08-25
- Content hash
bb7d1229e2f09d47674a0a08039c61b3326cd4e35ec947c8f8d3c48584805f54
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