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US · guidance

CMS Pub. 100-02, ch. 16, § 40.2

Provider, Physician, or Supplier Bills Only Insured Patients

activein force · 2026-08-25 – presentas-observed

A3-3152.B, HO-260.2.B

Some providers, physicians, and suppliers waive their charges for individuals of limited

means, but they also expect to be paid where the patient has insurance which covers the

items or services they furnish. In such a situation, because it is clear that a patient would

be charged if insured, a legal obligation to pay exists and benefits are payable for services

rendered to patients with medical insurance if the provider, physician, or supplier

customarily bills all insured patients - not just Medicare patients - even though non-insured patients are not charged.

Individuals with conditions which are the subject of a research project may receive

treatment financed by a private research foundation. The foundation may establish its

own clinic to study certain diseases or it may make grants to various other organizations.

In most cases, the patient is not expected to pay for treatment out-of-pocket, but if the

patient has insurance, the parties expect that the insurer will pay for the services. In this

situation, a legal obligation is considered to exist in the case of a Medicare patient even

though other patients may not have insurance and are not charged.

History

(Rev. 1, 10-01-03)

Provenance

Source
cms.gov
Retrieved
2026-08-25
Edition
iom-2026-08-25
Content hash
d6b207c98ba8174e7654b9efe0907fb87d8004d91b10e9b325c3621aa92a2589
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