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CMS Pub. 100-01, ch. 2, § 40.4

Nature and Purpose of State Buy-in

activein force · 2026-08-25 – presentas-observed

Under the State Buy-in program, states, the District of Columbia, and the U.S. territories

may enter into buy-in agreements with CMS to enroll certain individuals who are dually

eligible for Medicare and Medicaid into Medicare Part B and pay the premiums on their

behalf.

Most states have expanded their buy-in agreements to also include payments of Part A

premiums for individuals who must pay a premium to enroll in Medicare Part A and who

are eligible for the Qualified Medicare Beneficiary (QMB) eligibility group. State buy-in

agreements maximize the number of full-benefit Medicaid recipients enrolled in

Medicare, which ensures that Medicare pays primary to Medicaid. State buy-in

agreements also facilitate enrollment in Medicare for low income individuals who are not

eligible for full-benefit Medicaid coverage by paying Medicare premiums and cost

sharing. Please see the Manual for State Payment of Medicare Premiums, chapter 1,

section 1.2 for additional state buy-i n information.

History

(Rev. 11764; Issued 12-22-22; Implementation: 01-01-2023; Effective 01-03-23)

Provenance

Source
cms.gov
Retrieved
2026-08-25
Edition
iom-2026-08-25
Content hash
3f396421cba7011c82d2770e6eef3e4ac229023822d0e30700efead1904c3355
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