5th Cir. Pattern Jury Instr. (Criminal) 2.47

18 U.S.C. § 1014

Title 18, United States Code, Section 1014, makes it a crime for anyone to knowingly make

a false statement [report] to a federally insured bank [willfully to overvalue any land, property or

security] for the purpose of influencing the lending activities of a federally insured bank.

For you to find the defendant guilty of this crime, you must be convinced that the

government has proved each of the following beyond a reasonable doubt:

First: That the defendant made a false statement [report] [overvalued any land, property or

security] to ______________ (name bank), as charged;

Second: That the defendant knew the statement [report] was false when the defendant made

it [willfully overvalued the land, property or security in a submission];

Third: That the defendant did so for the purpose of influencing a lending action of the

institution, _______________ (describe purpose, e.g., convincing the bank to give the defendant

a loan); and

Fourth: That ________________ (name bank) was federally insured.

It is not necessary, however, to prove that the institution involved was, in fact, influenced

or misled. What must be proven is that the defendant intended to influence the lending decision of

the bank by the false statement. To make a false statement to a federally insured bank, the

defendant need not directly submit the false statement to the institution. It is sufficient if the

defendant submits the statement to a third party, knowing that the third party will submit the false

statement to the federally insured bank.