OR · rules
UTCR 5.180
CONSUMER DEBT COLLECTION
(1) Definitions. As used in this rule, unless otherwise indicated:
(a) “Consumer” means a natural person who purchases or acquires property,
services, or credit for personal, family, or household purposes.
(b) “Debt” means an obligation or alleged obligation that arises out of a consumer
transaction.
(2) Debt Buyer Collection Actions
(a) This subsection applies to an action for collection of a debt under
ORS 646A.670, when the plaintiff is either:
(i) A debt buyer as defined in ORS 646.639(1)(g); or
(ii) A debt collector suing on behalf of a debt buyer under
ORS 646.639(1)(h).
(b) The following must be included in the initiating pleading in an action described
in subsection (a):
(i) The title must contain the words “Debt Buyer Initiated Action to Collect
Consumer Debt (Subject to ORS 646A.670(1) and UTCR 5.180(2))”;
(ii) The body must include a statement to the following effect: “See the
Oregon Judicial Department’s website for information about debt
collection cases (courts.oregon.gov)”; and
(iii) Plaintiff must complete, attach, and incorporate by reference the
Collection by Debt Buyer Disclosure Statement found on the Oregon
Judicial Department website (www.courts.oregon.gov), including a
statement that the plaintiff has complied with ORS 646A.670(1). Plaintiff
may not draft or use their own disclosure statement. Plaintiff may attach
additional information, but that information is not a substitute for the
required disclosure statement.
(c) If the initiating pleading does not include the disclosure statement required by
subsection (2)(b)(iii) of this rule, the court must give the plaintiff written notice
that the case will be dismissed 30 days from the date the notice was sent,
unless the plaintiff complies by that time.
(d) If the plaintiff moves for a default judgment, the motion must include a
declaration, under penalty of perjury, that the initial pleading complied with
ORS 646A.670(1).
(3) Other Consumer Debt Collection Actions
(a) This subsection applies to an action to collect a consumer debt when the
plaintiff is not a debt buyer or a collector acting on behalf of a debt buyer, as
described in subsection (2)(a).
(b) The following must be included in the initiating pleading in an action described
in subsection (a):
(i) The title must contain the words “Action to Collect Consumer Debt
(Subject to UTCR 5.180(3))”; and
(ii) The body must include a statement to the following effect: “See the
Oregon Judicial Department website for information about debt
collection cases (courts.oregon.gov).”
Provenance
- Source
- courts.oregon.gov
- Retrieved
- 2026-09-24
- Edition
- 2026-09-24
- Content hash
4ea927e91edde62ad8a790c946081077027146991df9308e2d4696bb0e02bbb8
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