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OK · constitutions

Okla. Const. art. XIV, § 2

Classification of loans and lenders - Licenses - Maximum rates of interest

activein force · 2026-09-29 – presentas-observed

The Legislature shall have authority to classify loans and lenders, license and regulate lenders, define interest and fix maximum rates of interest; provided, however, in the absence of legislation fixing maximum rates of interest, all contracts for a greater rate of interest than ten percent(10%) per annum shall be deemed usurious; provided, further, that in contracts where no rate of interest is agreed upon, the rate shall not exceed six percent (6%) per annum.

History

Amended by State Question No. 454, Legislative Referendum No. 167, adopted at election held Sept. 17, 1968.

Provenance

Source
oklegislature.gov
Retrieved
2026-09-29
Edition
supplied-2026-09-29
Content hash
6b31aa5600eda898453b9b0f5168c34662f9d70160e60663d801bbf08fcabd38
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