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NC · jury_instructions

N.C.P.I.—Crim. 228.30A.1

PRESENTING A FALSE STATEMENT TO DENY BENEFIT OF INSURANCE POLICY—CLAIM LESS THAN $100,000. FELONY.

activein force · 2024-02-01 – presentas-observed

NOTE WELL: Use this instruction when the defendant presents a

false statement and the insurance claimant is the one injured.

NOTE WELL: For situations involving an alleged fraudulent

procurement of insurance benefits use N.C.P.I—Crim. 228.30.1.

The defendant has been charged with presenting a false statement

under an insurance policy with the intent to defraud an insurance claimant.

For you to find the defendant guilty of this offense, the State must prove

five things beyond a reasonable doubt:

First, that an insurance [policy] [coverage] existed between (name

[insured] [insurance claimant]) and (name insurer).

Second, that the defendant [presented] [caused to be presented] a

[written] [oral] statement1 in opposition to a claim for [payment] [a benefit]

pursuant to the insurance [policy] [coverage].

Third, that the statement contained false or misleading information

concerning a fact or a matter material to the claim.

Fourth, that the defendant knew the statement contained false or

misleading information concerning a fact or matter material to the claim.

And Fifth, that the defendant acted with the intent2 to [injure] [defraud]

[deceive] (name insurance claimant).

If you find from the evidence beyond a reasonable doubt that on or

about the alleged date an insurance [policy] [coverage] existed between

(name [insured] [insurance claimant]) and (name insurer), and that the

defendant [presented] [caused to be presented] a [written] [oral] statement

in opposition to a claim for [payment] [a benefit] pursuant to the insurance

[policy] [coverage], the statement contained false or misleading information

concerning a fact or a matter material to the claim, the defendant knew the

statement contained false or misleading information concerning a fact or

matter material to the claim, and that the defendant acted with the intent to

[injure] [defraud] [deceive] (name insurance claimant), it would be your duty

to return a verdict of guilty of presenting a false statement to deny benefit of

insurance policy. However, if you do not so find, or have a reasonable doubt

as to one or more of these things, it would be your duty to return a verdict of

not guilty.

History

N.C.P.I.—Crim. 228.30A.1 (February 2024). N.C. Gen. Stat. § 58-2-161(b)(1). Prepared by the North Carolina Conference of Superior Court Judges' Committee on Pattern Jury Instructions, assisted by the UNC School of Government; published by the School of Government.

Provenance

Source
sog.unc.edu
Retrieved
2026-09-25
Edition
2026-09-24
Content hash
0f0aa1ba547ec2c0621b4577c478d568d55219855a96e04826a2bd1ddc92d3b3
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