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Ill. S. Ct. R. 280.2

Complaint in Credit Card or Debt Buyer Collection Actions

activein force · 2019-11-01 – presentact-effective-date

In addition to the requirements set forth in Rules 131 and 282(a), the complaint in a credit card

or debt buyer collection actions shall:

(a) Print the name of the person who signs the complaint under the signature line;

(b) Attach a completed Credit Card or Debt Buyer Collection Affidavit, prepared by

utilizing, or substantially adopting the appearance and content of, the form provided in the

Article II Forms Appendix;

(c) In addition to the affidavit, the plaintiff shall attach one of the following to the

complaint:

(1) The written contract giving rise to the debt that is the subject of the complaint (the

“Consumer Debt”); or

(2) If the case is based on an unwritten contract, a copy of a document provided to the

consumer while the account was active, demonstrating that the consumer debt was incurred

by the consumer. For a revolving credit account, a statement reflecting the charge-off

balance shall be deemed sufficient to satisfy this requirement. The statement reflecting the

charge-off balance will not reflect any post-charge-off payments or credits by or to the

charge-off creditor, the debt buyer, or their attorneys.

(d) Include a statement that the suit is filed within a relevant statute of limitations; and

(e) Have the Credit Card or Debt Buyer Collection Affidavit signed by the plaintiff or the

plaintiff’s designated agent. For purposes of this Rule, the attorney for the plaintiff may not

sign the affidavit on behalf of the plaintiff or plaintiff’s designated agent.

History

Adopted June 8, 2018, eff. Oct. 1, 2018; amended July 19, 2019, eff. Nov. 1, 2019.

Provenance

Source
illinoiscourts.gov
Retrieved
2026-09-14
Edition
2026-09-14
Content hash
f5c4d7cf4fedc6eaeb8e5fafe7fc0e8e921ee1412b70a04f1c9a0170f8683ea5
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Ill. S. Ct. R. 280.2 — Complaint in Credit Card or De… · binding.law