AL · rules
Ala. R. Civ. P. 64A
Notice to Defendant of Right to Claim Exemption from Garnishment
When a garnishment is issued on a judgment in which an appearance has
not been entered for the defendant, the officer issuing the garnishment must issue
notice to the defendant contemporaneously with the service of process of
garnishment on the garnishee. The notice to the defendant must be served on the
defendant at least five days before judgment is issued against the garnishee and
shall identify the name of the parties, the court in which the action is pending, and
the case number. In addition, except in proceedings to collect child or spousal
support, the notice shall also contain the statement concerning rights of exemption
set forth below:
RIGHT TO CLAIM EXEMPTION FROM GARNISHMENT
A process of garnishment has been delivered to you. This means that a
Court may order your wages, money in a bank, sums owed to you, or other property
belonging to you, to be paid into Court to satisfy a judgment against you.
Laws of the State of Alabama and of the United States provide that in some
circumstances certain money and property may not be taken to pay certain types
of court judgments, because certain money or property may be "exempt" from
garnishment. For example, under State law, in some circumstances, up to
$7,500.00 in personal property, including money (except wages, salaries, or other
compensation), bank accounts, automobiles, appliances, etc., may be exempt from
process of garnishment. Similarly, under Federal law, certain benefits and certain
welfare payments may be exempt from garnishment. Benefits and payments
ordinarily exempt from garnishment include, for example, Social Security
payments, SSI payments, veteran=s benefits, AFDC (welfare) payments,
unemployment compensation payments, and workers= compensation payments.
THESE EXAMPLES ARE FOR PURPOSES OF ILLUSTRATION ONLY.
WHETHER YOU WILL BE ENTITLED TO CLAIM ANY EXEMPTION FROM THE
PROCESS OF GARNISHMENT AND, IF SO, WHAT PROPERTY MAY BE
EXEMPT, WILL BE DETERMINED BY THE FACTS IN YOUR PARTICULAR
CASE. IF YOU ARE UNCERTAIN AS TO YOUR POSSIBLE EXEMPTION
RIGHTS, YOU SHOULD CONSULT A LAWYER FOR ADVICE.
TO CLAIM ANY EXEMPTION THAT MAY BE AVAILABLE TO YOU, YOU
MUST PREPARE A "CLAIM OF EXEMPTION" FORM LISTING ON IT ALL YOUR
WAGES AND PERSONAL PROPERTY; HAVE THE CLAIM OF
EXEMPTION NOTARIZED; AND FILE IT IN THE CLERK=S OFFICE. ALSO, IT IS
YOUR RESPONSIBILITY TO MAIL OR DELIVER A COPY OF THE CLAIM OF
EXEMPTION TO THE PLAINTIFF WHO HAS A JUDGMENT AGAINST YOU. YOU
MUST INDICATE ON THE CLAIM OF EXEMPTION THAT YOU FILE IN THE
CLERK=S OFFICE WHETHER YOU MAILED OR DELIVERED THE
COPY TO THE PLAINTIFF AND THE DATE ON WHICH YOU MAILED OR
DELIVERED IT. THE CLERK CANNOT GIVE YOU LEGAL ADVICE. IF YOU NEED
ASSISTANCE YOU SHOULD SEE A LAWYER.
If you file a claim of exemption, the plaintiff will have approximately ten (10)
days to file a "contest" of your claim of exemption. If a contest is filed, a court
hearing will be scheduled and you will be notified of the time and place of the
hearing. If the plaintiff does not file a contest, the property claimed by you as
exempt will be released from the garnishment.
If you do not file a claim of exemption, your property may be turned over to
the court and paid to the plaintiff on the judgment against you.
TO PROTECT YOUR RIGHTS, IT IS IMPORTANT THAT YOU ACT
PROMPTLY. IF YOU HAVE ANY QUESTIONS, YOU SHOULD CONSULT A
LAWYER.
(dc) District Court Rule. Rule 64A applies in the district courts.
History
[Adopted 6-18-85; Amended 11-6-85, eff. 11-15-85; Amended 4-7-86, eff. 4-15- 86; Amended eff. 10-1-95; Amended 7-22-2010, eff. 10-1-10; Amended eff. 4- 72017; Amended eff. 7-6-2017.] Committee Comments on 1985 Adoption The decision in Green v. Harbin, Civil Action No. 82-C-5598-NE, pending in the United States District Court for the Northern District of Alabama, as of the time of this committee’s proposal regarding this rule was submitted to the Supreme Court makes it necessary to modify the procedure for giving notice to a defendant in most garnishment proceedings. The expanded notice is not necessary in proceedings to collect child or spousal support. The extremely limited rights of exemption in such instances caused these proceedings to be excluded from the requirements of Green v. Harbin. This rule requires that the service of the notice take place contemporaneously with the service of the process of garnishment. This revision is not limited in applicability to residents of Alabama, as was its predecessor, since the order in Green v. Harbin requires notice of rights to exemptions under federal as well as state law and thus, a non-resident with federal exemptions only is potentially among persons entitled to notice. Committee Comments to Amendment Effective November 15, 1985 The November 15, 1985, amendment added the last sentence to the second paragraph of the notice, in order to give some additional specific examples of benefits and payments which may be exempt from garnishment. Committee Comments to October 1, 1995, Amendment to Rule 64A The amendment is technical. No substantive change is intended. Committee Comments to Amendment to Rule 64A Effective October 1, 2010 This amendment added language to provide specifically for service of the notice of garnishment on the defendant at least five days before judgment is issued against the garnishee. This change is in accordance with the provisions of § 6-6- 394, Code of Alabama 1975, which this rule replaced. The five-day period allows the defendant time to contest the garnishment or to file a claim of exemption before any order of condemnation issues. Committee Comments to Amendments to Rule 64A and Form 92 Effective April 7, 2017 In 2015, the Alabama Legislature amended ' 6-10-6, Code of Alabama 1975, to increase the maximum dollar amount of personal property exempt from execution from $3,000 to $7,500. The amendments incorporate this change. Committee Comments to Rule 64A Effective December 2, 2022 Rule 64A should be read in conjunction with Act No. 2022-397, Ala. Acts 2022, effective July 1, 2022, and codified at § 6-6-394.1, Ala. Code1975. That statute provides procedures for serving notice of a garnishment by posting and mailing when other service methods on a defendant who has not appeared have failed. District Court Committee Comments The addition of subparagraph (dc) confirms, in compliance with Rule 1(a), Ala. R. Civ. P., that this rule is applicable in the district courts. Note from the reporter of decisions: The order amending Rule 64A and Rule 64B, Alabama Rules of Civil Procedure, effective October 1, 2010, and adopting the Committee Comments to Amendment to Rule 64A Effective October 1, 2010, the District Court Committee Comments to Rule 64A, and the District Court Committee Comments to Rule 64B is published in that volume of Alabama Reporter that contains Alabama cases from 40 So. 3d. Note from the reporter of decisions: The order amending Rule 64A and Form 92, effective April 7, 2017, is published in that volume of Alabama Reporter that contains Alabama cases from ___ So. 3d. Note from the reporter of decisions: The order amending Rule 64A, effective July 6, 2017, is published in that volume of Alabama Reporter that contains Alabama cases from ___ So. 3d. Note from the reporter of decisions: The order adopting the Committee Comments to Rule 64A, Alabama Rules of Civil Procedure, effective December 2, 2022, is published in that volume of Alabama Reporter that contains Alabama cases from ___ So. 3d.
Provenance
- Source
- judicial.alabama.gov
- Retrieved
- 2026-09-15
- Edition
- 2026-09-14
- Content hash
9b39cd967577bfc45e64e0003d50988f3f1390ac37ff41b61694f4aa2bed95a2
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